Capability 04 · Payments

The payment layer, without the platform tax.

Northflow Payments runs live transactions on platforms we build and operate: card, Vipps and invoice, multiple currencies, reconciled against the ERP. One accountable team from catalogue to settlement, and it ports to platforms we did not build, or we build a bespoke solution for you.

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The problem

Commerce platforms usually rent their payment layer from a third party and hand over margin, data and control. When the same team builds the platform and owns the payment flow, settlement data is clean and there is one accountable party from catalogue to reconciliation.

  • Card, Vipps and invoice in one integration
  • In production today, reconciled against the ERP
  • Portable anywhere, or built bespoke for you

How it works

One integration

Card, Vipps and invoice

A single payment layer across methods, so the platform we build speaks to one flow rather than a patchwork of providers.

Settle

Multi-currency, clean data

Multiple currencies with settlement and reconciliation data that lands in the ERP integrations we already build.

Own

Part of the system, not a tax

The payment layer is part of the platform we deliver and operate, not a rented add-on skimming margin off the top.

Evidence

The money layer of delivery

Card, Vipps and invoice run live in production on platforms Northflow builds and operates.

Multiple currencies, with settlement and reconciliation feeding the ERP.

Portable to platforms we did not build, and offered as bespoke payment solutions for others.

From catalogue to settlement. One team.

The same team that builds the commerce platform owns the payment flow it runs on, so accountability does not change hands at the checkout.

Start with a baseline study.

A fixed-fee, fixed-duration engagement with a defined deliverable. Bring one concrete problem in your operations or your data, and leave with a result you can act on.

Request a baseline study
Contains modified Copernicus Sentinel data